🏛️Salary & Benefits

EPF Calculator

Provident fund corpus at retirement — employee + employer contributions

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Salary & Wage

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Contributions

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Interest & Horizon

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Results

Salary Components

The 'basic' component of your CTC/payslip

Set by employer / govt. Many private firms use ₹0

Basic + DA = ₹50,000/month

PF Wage Ceiling

Apply statutory wage ceiling?

If enabled, contributions are capped at ₹15,000/month (statutory limit). Some employers voluntarily contribute on full salary.

Statutory: ₹15,000. Some orgs use ₹25,000.

Effective PF wage: ₹15,000/month

Check passbook on EPFO portal / UAN app

For pension estimate — from Form 11 / EPFO portal

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FAQ

EPF Calculator — FAQ

Common questions about this calculator

8.25% per annum for FY 2024-25. The EPFO board declares the rate annually.

Calculations are approximate and for educational purposes only. Excludes surcharge for income above ₹50L. Consult a Chartered Accountant for personalised tax advice.