Form 16 Analyser
Enter your Form 16 values, compare Old vs New Regime instantly, and know your exact refund or additional tax due — before you file.
How to use this tool
- 1. Open your Form 16 (PDF from employer, usually received May–June)
- 2. Enter the values from Part A (TDS) and Part B (salary breakdown)
- 3. Add your Section 80 deductions to compare Old Regime accurately
- 4. See which regime saves more and whether you get a refund or owe tax
Salary Income (from Form 16 Part B)
Total CTC/salary before any deductions
HRA + LTA + other exempt parts already shown in Form 16
Usually ₹2,400/yr. Deductible in both regimes.
Your employer's NPS contribution. Deductible in both regimes.
Bank interest, rental income, etc.
Tax Already Paid (Form 16 Part A)
Total TDS shown in Part A of Form 16
Self-assessment / advance tax deposited directly (if any)
Deductions — Old Regime Only
Enter 0 for any deduction you haven't claimed. These don't apply under New Regime.
Maximum ₹1,50,000 eligible
Additional NPS beyond 80C. Max ₹50,000 extra
Self/spouse/kids: ₹25K (₹50K if senior). Parents: ₹25K more (₹50K if senior parents)
Full interest, no upper limit, max 8 years
Savings a/c interest (max ₹10K). Seniors: FD+savings up to ₹50K (80TTB)
80G (donations), 80EEA (home loan), 80GG (rent w/o HRA) etc.
Age Group
Old Regime saves you more
Both regimes result in the same tax this year
Old Regime
Refund due
₹0
You paid ₹0 vs tax ₹0
New Regime
Refund due
₹0
You paid ₹0 vs tax ₹0
Your Tax Paid vs Due
What to do now
This is an estimate based on the values you entered. Actual tax may vary based on exact employer computations, TDS certificates, AIS/26AS data, and specific exemptions. Verify all figures on the Income Tax Portal before filing.
FAQ
Form 16 — FAQ
Everything you wondered but didn't know who to ask
Form 16 is a TDS certificate issued by your employer after the financial year ends (usually May–June). Part A shows the tax deducted each quarter; Part B shows how your taxable salary was computed. You need it to file your ITR accurately.
Calculations are estimates for FY 2025-26. Consult a Chartered Accountant for complex income situations. No data is stored — all computation happens in your browser.